Online car loan calculator for vehicle financing
Calculate your desired vehicle financing in the car loan calculator according to your personal requirements. Compare the online vehicle financing with that of the vehicle dealer or the house bank. As a car borrower, you simply select the loan term and the loan amount in the car loan calculator.
Why shouldn’t I necessarily get the car from a car dealer?
Car financing may become cheaper if you take advantage of the dealer discount for cash payers. In addition, car buyers borrow the money from an online bank with favorable conditions. Those interested in credit can find a cheap car financing option with this car loan calculator.
To be able to compare correctly, you should ask your car dealer for the following information:
- What are the total costs (down payment and final installment) for car financing in a car dealership?
- What is the total cost if you act as a cash payer in the dealership?
Compare the financing offer of the car dealership, with an online financing option including the cash payer discount.
Another advantage for external financing (online car loan) is that the vehicle registration document is not withheld. Use the car finance calculator to get an overview of the conditions and current interest rates.
Car loan comparison for cheap car loan terms
In car loan comparison, the effective interest rate is the most important comparison criterion. The lower the interest rate, the cheaper the loan. In most cases, interest rates are lower with a shorter term. In addition, you should also pay attention to the processing fees, possible free special repayments and notice periods. The loan terms often also depend on the amount to be borrowed. Even with a negative credit rating, some car loan providers grant an auto loan.
Car Loan – Car Financing Requirements
- Residence in Germany
- German citizenship or valid residence permit
- Current account in Germany
- regular income (employee outside the trial period)
- possibly surety
Documents for the lender / bank when buying a car
Which documents are necessary for the car loan application?
- Proof of monthly income (as an employee or as a freelancer or self-employed
- Account statements with salary receipt or tax assessments for the self-employed
- Copy of the purchase contract or registration certificate part 2 of the vehicle
- Mileage (for used cars)
- Overview of the charges on existing loans
Car loan for the self-employed, freelancers, trainees, workers, employees, pensioners, civil servants
Once you have found the right car loan, you can apply for the car loan directly online. A quick payment of the car loan enables you to quickly buy the vehicle you want. The credit request is absolutely free of charge and non-binding. Here you can find out whether you have Postbank credit opportunities if all the conditions are right.
Who lends me private money for a car?
If you prefer to borrow money for a car or used car from private moneylenders, you have several private moneylending options. You can borrow the money directly from your relatives or acquaintances. A classified ad loan from a private person would also be an option. But classified ads with titles like; “ Give credit to everyone ” or “ Offer loans directly from private ” should be carefully examined. These ads often hide dubious credit brokers or loan sharks. LEND MONEY FROM PRIVATE for a vehicle, but is quite possible with reputable private financiers that you can find on the Internet. You can find private individuals who lend money to other private individuals, for example as an Auxmoney personal loan. If a loan is sought by a private person, you will find investors and investors on this platform who borrow money even despite negative SCHUFA information. The chance of a promise is often higher here than at a bank.